The amount you pay when you send a foreign exchange payment will vary depending on the amount you want to send and the delivery method you choose.

The international exchange rate we give you is the actual rate we are charged for buying and selling currencies and is guaranteed for 30 seconds. We will add  an 0.4% fee on all transfers, with a minimum charge of £0.30 (+£5.50 for SWIFT which is an option you can select in app, further details below). We will always make the exchange rate and any fees and charges clear to you before you make a transfer. The full list of costs per currency is here.

Before you click send, the app will show you the exchange rate, the fees you are paying to Starling as well as the amount you are paying and the amount the recipient will receive.

Please note that a lower than expected amount may arrive on the other side if the payee’s bank charges fees for receiving these kinds of payments or an intermediary bank charges fees. Unfortunately we are not yet able to send payments which allow us to identify and pay all of those fees upfront.

*Minimum fees differ per currency - full details available here