We don’t add hidden fees or markups to our exchange rates – and we never will. The exchange rate you’ll see is the real exchange rate. This is the actual market rate we are charged for buying and selling currencies. We’ll guarantee that rate for one minute so you actually get to use the rate you’ve been quoted.

When you make an international transfer – including a transfer between your Starling accounts in different currencies – we’ll add a 0.4% fee to the transaction, which we’ll always make sure you know about before you make the transfer.