Plan 1 student loan

You’re on Plan 1 if you’re:

• an English or Welsh student who started an undergraduate course anywhere in the UK before 1 September 2012
• a Scottish or Northern Irish student who started an undergraduate or postgraduate course anywhere in the UK on or after 1 September 1998
• an EU student who started an undergraduate course in England or Wales on or after 1 September 1998
• an EU student who started an undergraduate or postgraduate course in Scotland or Northern Ireland on or after 1 September 1998

Plan 2 student loan

You’re on Plan 2 if you’re:

• an English or Welsh student who started an undergraduate course anywhere in the UK on or after 1 September 2012
• an EU student who started an undergraduate course in England or Wales on or after 1 September 2012
• someone who took out an Advanced Learner Loan on or after 1 September 2013

Postgraduate student loan

You’re on a Postgraduate Loan repayment plan if you’re an English or Welsh student who:

• took out a Postgraduate Master’s Loan on or after 1 August 2016
• took out a Postgraduate Doctoral Loan on or after 1 August 2018

Something to note: if you took out a Postgraduate Tuition Fee Loan in Northern Ireland or a Postgraduate Living Cost Loan in Scotland, you’ll need to repay these under Plan 1.