We’re required by the British Business Bank to conduct anti-money laundering and fraud checks on customers who join the BBL scheme. For sole traders, a 2018/2019 tax form is how we perform these checks and is a requirement of the scheme.

If you did not start trading until after 5th Apr 2019, and therefore do not have a 2018/19 tax return, we will use either your VAT number or your 2019/20 tax return to do these checks. We use this information only to perform required checks, not to assess affordability or eligibility.