You have two options with different costs for sending an international payment which you can select in the app.

Our Low Cost Payment Option - uses our network of partner banks so the timing of receipt cannot be guaranteed (but is usually speedy). We cannot guarantee the reference which will accompany the payment and we cannot recall it if there is an error - so we do not recommend this option for critical payments such as bills. We charge a transfer fee of 0.4% of the payment (with a minimum of £0.30).

SWIFT - A SWIFT payment goes through the international SWIFT network and will always arrive in the customer's own name and with the exact reference specified in-app. These payments normally go straight to the receiving bank and are much easier to track than low cost payments. We charge a transfer fee of 0.4% of the payment (with a minimum of £0.30) plus a delivery fee of £5.50.